[Theo]

The man in trouble is an idiot. An ARM when rates were so low? Idiot. He's failed his family.

[goldstategop]

If they were going to stay there the rest of the lives go fixed rate! An ARM is appropriate if you figure on moving every five to seven years like a lot of people do. Then it makes no sense to pay down to the principal on a place you'll never live in long enough to enjoy it.

"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." -Manuel II Paleologus