I thought this article was about the trucker who hit the suicidal father and was suing the dead fathers insurance company for medical bills. The trucker's insurance should cover his bills. Correct me if I'm wrong.
I think this article is badly written and not telling the whole story. This may be a "double-dipping" claim.
Thinkthenpost clearly forgot one of the most important steps. It goes:
Read --> Think --> Post