From my admittedly limited experience, this is correct. Many years ago, I defended an insurance company in a claim by a Pakistani for damage to some rugs, and discovery revealed that he had totally exaggerated the number and value of the rugs. His lawyer said that was just the way "they" did things; I reminded him that over here, we call it "insurance fraud." The case was dismissed. I don't doubt for a moment that there's a huge tissue of lies going on in this, and that money is behind it.
lying to an infidel is not a sin, it is to be applauded