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My landlord doesn't carry health insurance. He pays cash, and probably saves alot in the long run.

So what happens if he develops cancer? If a one day stay in the hospital is nearly $10,000 not to mention all other costs surgery, etc... Who pays if he doesn't have the cash? Non-participation will not decrease health-care costs, it drives them up.

Non-participation will not decrease health-care costs, it drives them up.

Not really. People who pay cash only get necessary medical treatment. People who have insurance, and especially subsidized insurance or medicaid or medicare, tend to use more health services because it is not coming out of their pocket.

Realistically if the institution of insurance, medicare/medicaid did not exist, true capitalism would drive the health industry and the cost of a hospital stay would not be $10,000 per day. The results of our socialistic system have brought us to the point where no one can afford health care.

I say do away with it all. Doctors and hospitals would then be forced to provide care at affordable rates, the personal injury lawyers would have to find a more lucrative and honorable profession, we would get health care to match our needs - not the needs of some pencil pusher in an insurance office somewhere.

I know you probably don't believe this, but I raised five children without any insurance. We traded work for what we couldn't afford and I gave birth at home. We were extremely lucky we didn't have anything catastrophic happen. In the good old days there was charity, community and the good will of the doctor for those times when catastrophe struck.

What has happened to our culture, our compassion? ....It has been struck by the monstrosity of BIG GOVERNMENT.

I have a 160 a month policy with a 5000 dollar deductible. I'll take care of my own health care but need something when the hand of God smotes me down with a severe mountain biking mishap or a really, really bad disease.

It has made me a lot more aware of health issues. I eat well, get regular dental cleanings, exercise like a madman, take supplements, and maintain a positive attitude about life. I pray, also.