I have a 160 a month policy with a 5000 dollar deductible. I'll take care of my own health care but need something when the hand of God smotes me down with a severe mountain biking mishap or a really, really bad disease.
It has made me a lot more aware of health issues. I eat well, get regular dental cleanings, exercise like a madman, take supplements, and maintain a positive attitude about life. I pray, also.
Good...Thats almost $20,000 out of pocket over 10 yrs. not including medical costs if your rates don't go up. I go to the doctor maybe 5 or 6 times in that period of time.