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Congressmen: Wal-Mart threatens US payment system
Reuters ^ | 3/10/06

Posted on 03/10/2006 8:55:30 AM PST by mathprof

A group of congressmen on Friday said an industrial bank owned by Wal-Mart, the world's largest retailer, could threaten the stability of the U.S. financial system and drive community banks out of business.

In a highly critical letter to the acting chairman of the Federal Deposit Insurance Corp., obtained by Reuters, a group of more than 30 congressmen asked the bank regulator to reject Wal-Mart's application to open a bank in Utah.

"Wal-Mart's plan, to have its bank process hundreds of billions in transactions for its own stores, could threaten the stability of the nation's payments system," the lawmakers wrote. "Given Wal-Mart's massive scope and international dealings, it is not possible to rule out a financial crisis within the company that could damage the bank and severely disrupt the flow of payments throughout the financial system."

The group included Ohio Democrats Rep. Stephanie Tubbs Jones and Rep. Tim Ryan, Hawaii Democrat Rep. Neil Abercrombie and California Democrat Rep. Loretta Sanchez. A complete list of signatures was not immediately available.

Wal-Mart is trying to open an industrial bank to handle electronic payment processing. Industrial banks are state-chartered and state-regulated, and fall under the supervision of the FDIC. Commercial companies may own them because federal laws that bar non-financial companies from engaging in banking activities do not classify them as banks.

(Excerpt) Read more at today.reuters.com ...


TOPICS: Government; News/Current Events
KEYWORDS: dimbulbs; walmart
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"The sky is falling", quoth Chicken Little. Wal-Mart is going to wreck our banking system!
1 posted on 03/10/2006 8:55:31 AM PST by mathprof
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To: mathprof

itsa our CongressCritters who are ruining our economy


2 posted on 03/10/2006 8:57:57 AM PST by sure_fine (*not one to over kill the thought process*)
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To: mathprof

To really save our system, the Congress only needs to meet once a year for 15 minutes. (and that may be too long)


3 posted on 03/10/2006 8:58:57 AM PST by right right
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To: mathprof
"Wal-Mart's plan, to have its bank process hundreds of billions in transactions for its own stores, could threaten the stability of the nation's payments system," the lawmakers wrote. "Given Wal-Mart's massive scope and international dealings, it is not possible to rule out a financial crisis within the company that could damage the bank and severely disrupt the flow of payments throughout the financial system."

What a bunch of BS. Buy Walmart stock now while it's cheap.

4 posted on 03/10/2006 8:59:04 AM PST by rhombus
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To: mathprof
The list of dim bulbs who signed this is breathtaking.
5 posted on 03/10/2006 8:59:12 AM PST by Tarpon
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To: mathprof

Target runs a bank, GE and GM have banks, there is no reason why WM can't run a bank


6 posted on 03/10/2006 9:02:14 AM PST by kaktuskid
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To: kaktuskid

It's the "Hate Walmart Crowd" again... whatever isn't Bush's fault, is Walmart's fault.


7 posted on 03/10/2006 9:05:02 AM PST by antceecee (Reagan Democrat and now a Bush Republican...)
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To: mathprof

I'm suprised that Wal Mart has not already put up Cellphone towers, CO and POP sites (internet) and kicked the crap out of the cellular and ISP companies.


8 posted on 03/10/2006 9:07:21 AM PST by Centurion2000 (Islam's true face: http://makeashorterlink.com/?J169127BC)
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To: right right

We elect people who are so easily bought out that the whole process is nothing more than a big dog and pony show. All we are doing is selecting people whom we want to make richer at our expense.


9 posted on 03/10/2006 9:07:27 AM PST by L98Fiero (I'm worth a million in prizes.)
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To: kaktuskid

I have advocated taking it a step further, back to truly competitive money---free note issue, backed by whatever you want to back it with. It was a system that worked VERY well from 1830-1850 with minimal failures and maximum growth.


10 posted on 03/10/2006 9:12:42 AM PST by LS (CNN is the Amtrak of news)
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To: mathprof

Me thinks some district banks fear survival with loss of Wal-Mart business.

Can't list all the *** Credit Bank, NA's that are out there due to lack of space.


11 posted on 03/10/2006 9:16:40 AM PST by LowNslow (Retired CWO)
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To: mathprof

What these dimwitt democrats are REALLY saying is:

"Walmart is non-union and becuase the unions give us MUCHO cash, we are going after Walmart."


12 posted on 03/10/2006 9:18:28 AM PST by Moby Grape
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To: LS

The behemoth Federal Government wants to have a monopoly on the medium of exchange.

Allows them to print money out of thin air and inflate away the debt they created.


13 posted on 03/10/2006 9:27:57 AM PST by tomahawk (Proud to be an enemy of Islam)
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To: mathprof

14 posted on 03/10/2006 9:28:50 AM PST by The Old Hoosier (Right makes might.)
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To: The Old Hoosier

Hawaii Democrat Rep. Neil Abercrombie - get a haircut and a real job!


15 posted on 03/10/2006 9:33:15 AM PST by Wally_Kalbacken
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To: Gabz

Ping

Heaven forbid that Wal-Mart process it's own debit and credit cards, thereby saving tons of money.


16 posted on 03/10/2006 9:37:06 AM PST by Graybeard58 (Remember and pray for Sgt. Matt Maupin - MIA/POW- Iraq since 04/09/04)
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To: Graybeard58

LOL! I was just going to ping her. Another day, another new way to take a swipe at Wal-Mart. :)


17 posted on 03/10/2006 9:45:10 AM PST by Diana in Wisconsin (Save The Earth. It's The Only Planet With Chocolate.)
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To: mathprof
Banks lead the country in profits at over 20%, yet these same Congress Critters are anti Oil Co. profits which at slightly over 7% are less than the National average. The politics involved are despicable. The Congress and Senate Critters are not interested in the good of The United States only in reelection and political power.

The UAR terminal deal, just over, is an example, nether Congress or the Senate don't care. No mention of the Long Beach Naval Base deal, Clinton by executive order allowing COSCO a terminal at the closed Naval Base, after the the original denial. This at the time of interesting political contributions. Hung, Trie, Riayd?

18 posted on 03/10/2006 9:45:38 AM PST by BIGZ
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To: mathprof

With conservatives so pissed at the Republicans, maybe we should form the Wal-Mart party. They certainly are doing a better job of understanding and advancing capitalism.


19 posted on 03/10/2006 9:47:06 AM PST by Niteranger68 ("Only 4 out of 3 Democrats actually vote.")
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To: antceecee
Keep in mind though, Wal-Mart is Bush's fault.

Now that we have established that Bush is again to blame for everything, the world is right again.
20 posted on 03/10/2006 9:50:12 AM PST by spikeytx86 (Beware the Democratic party has been over run by CRAB PEOPLE!)
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