[BW2221]

One of my gripes is unwanted credit card solicitation. My son, who is a 20 year-old college student, receives at least six unsolicited direct mail credit card mailings monthly.

I forget the exact number, but I believe the credit card industry sent something like 5 billion credit card solicitations in the U.S. last year.

[pierrem15]

Got $20 from my bank's ATM machine tonight and I got a screen offering me a 'pre-approved' VISA card before printing the receipt.

It's nuts.

[sedonaApps]

I get a lot of them too. It may seem childish, but I take the application, rip it up and put it in the postage paid envelope and send it back. Occasionally I will stick a few paper clips in as well - but only when I am having a really bad day.

[Energy Alley]

Six, between my two college aged children they must get THIRTY!

Way back when I was doing my masters, I had to travel alot and while all my expenses were covered for project related travel, I had to pay out of pocket and the cooridnator would square up with us every month.

I would have killed for a credit card, but there wasn't a bank that would give me one. Now they are so easy to get that its just a joke.

The punchline being, banks knowingly issue credit to the 100% unworthy, and then go crying in Washington when they default. They have forgotten about credit as a speculative investment.

[tiki]

I hate those checks they send. What if someone else gets my mail? Oh, and when they send those $5000.00 prewritten checks and all you have to do is sign them and cash them! Do people really do that!

[flying Elvis]

It cheeses me off that the schools are the ones selling the cc companies student's information.

[beckysueb]

My son, who is a 20 year-old college student, receives at least six unsolicited direct mail credit card mailings monthly.

I usually get that many a day. My mailman said to open them and send all the junk back to them minus the actual application. Either that or send it to some other junk mail company.