I hate those checks they send. What if someone else gets my mail? Oh, and when they send those $5000.00 prewritten checks and all you have to do is sign them and cash them! Do people really do that!
When you have 15 minutes....read this story about those "just cash this" checks, including Part II, part III, etc; Great (sorta long) story.
http://www.goodthink.com/writing/view_stories.cfm?id=11&page_id=2
They sure do. They usually wind up way over their heads with around 35 percent interest.