[CodeToad]

I've been hit twice by uninsured drivers. I would love a "tow now" policy.

[Responsibility2nd]

The deal is.... Assuming you have insurance.... you better be carrying your insurance card.

I keep hammering this point home with my 19 year old. I know he's insured, He knows he's insured. But if he gets pulled over and can't show POI, he's SOL.