Oh yes, "everyone owes me...I'm entitled"! Yep, I know a couple of those. If not money, and unless the children are utterly greedy and/or worthless, jewelry and antiques should go to them, to be passed to the grandchildren. Sometimes by the time one dies, medical costs and courts have eaten up the entire bank balance.
Sure the kids should be treated well but some grubby kids believe the money is theirs. These same kids somehow believe it's okay to treat their parents poorly.
That's how the "Life Extension Industry" intends it to be. They'll keep your sorry a$$ on this mortal coil until the cash runs out or your entire family is in debt up to their ears....
a very sad state of affairs (i.m.h.o.)