The market will continue to go up and down, and do whatever its going to do. The key is not to try to predict, but rather to react without overeacting. If you are in the market for the long haul, then continue to dollar cost average into a well diversified porfolio consisting of no-load, low expense mutual funds while waiting for more favorable buying oppurtunities, which I would define as 1190 for the S & P 500 Index or around 9900 for the Dow. Also, do not buy gold as an investment for any reason, and stay away from real estate and REITS at current prices.
No charge for this advice? :^}