Trent Lott sues insurance company over loss of Pascagoula home

Sun Herald ^ | 12-12-5 | ANITA LEE

[JoeGar]

If I remember correctly, Trent Lott's brother is one of those Mississippi lawyers who specializes in extortion from insurance companies. Correct?

[H. Paul Pressler IV]

If the storm surge was destroying houses 30 miles inland there must have been a 5000 ft storm surge on the coast!

[muawiyah]

You can be 30 miles from the Gulf Coast and within the Mississippi River flood plain. In fact, you can be 585 miles from the Gulf Coast, next door to the East Fork of the White River in Indiana, and get flooded just about every other year if you wish.

This distance from the "Coast" has nothing to do with flood risk.

[Bubba]

ME THINKS TRENTIE LOTT DID NOT PAY THE PREMIUM FOR THE COVERAGE HE ARE ASKING.

SHUT-UP AND GROW-UP.

IF SENATOR LOTT IS THAT BLOODY STUPID... HE NEEDS TO RESIGN FROM THE SENATE.

ISN'T IT INTERESTING HOW FAR... THE I WANTS SOMETING FUR NUTIN' MENTALITY HAS CREAPED INTO OUR THROUGHLY MODERN AMERICA. RESPONSIBILITY MUST HAVE BEEN TOTALLY REMOVED THE THE DICTIONARY.

A SAD A**ED DAY IT IS.

[deport]

Trent's Flood Insurance Legislation

[mjrsgrlnMD]

"If insurance is not available, mortgage companies will not assume the risk. Coastal construction will cease to exist."

And the problem with that would be...?

[CajunConservative]

It's pretty bad over here. There was some flooding in Calcasieu Parish but the damage here is from tornadoes. I know that the damage in my neighborhood was from a tornado. I know because my cranky old neighbor stayed and saw the tornado jump my street. There were so many tornadoes they quit counting at about 200 I believe. There's no excuse for the way the insurance adjustors are estimating the damage.

[fatrat]

I am betting that this will never go to trial. Because of who he is, State Farm will quietly give him a check to cover his losses and a few bucks more and the lawsuit will be dropped.

[Constitutionalist Conservative]

BFLR

[gridlock]

Twenty years ago, all beach housing was basically of a disposable nature. Now morons are building 5000 square foot McMansions twenty feet up the beach from the mean high tide. Now they expect everybody else to pay for their stupidity.

[Flightdeck]

So what exactly does hurricane insurance cover?

[Nathan Zachary]

Storm surge caused by hurricanes is not "flooding", it is hurricane damage. State Farm should pay up. The weasles.

Floods are always caused by something else, like rain, snow, and wind. I never heard of a flood happening for no other reason. A nice sunny day, and suddenly a flood happens?

[H. Paul Pressler IV]

If you like the good people of the Texas and Louisiana Gulf Coast will give up their home with no insurance and move to Montana where they will never be struck by a hurricane.

However, we will also shut down 30% of the domestic oil and gas production and 65% of the nation's refining capacity and you will be paying $15.00 a gallon for gas.


Will That Make You Happy?

[yankeedame]

It's not a trick. Insurance companies don't cover floods. Anyone living on the water for forty years would know that, especially one who makes laws for a living.

Once again GMTA.

I lived on the Gulf Coast only a few years but knew about flood non-coverage from the very first phone call I made looking for hurrican insurance. Yet we're supposed to believe this guy's been living there, and paying on this policy, nearly half a century and didn't know?

Yeah, right. And I'll take vanilla.

[Coldwater Creek]

Turn about is fair play. Trent has been dumping on us for years.

[Wristpin]

Fast facts from the federal flood insurance program site. Looks like Trent should get in line for federal assistance. http://www.floodsmart.gov/floodsmart/pages/fastfacts.jsp;jsessionid=9A7C62AA5D490A592CEBE7406A8F51AD Floods and flash floods happen in all 50 states. Everyone lives in a flood zone. (For more information, visit the Frequently Asked Questions about Flood Zones) Homeowners insurance doesn't cover flood damage. If you live in a Special Flood Hazard Area (SFHA) or high risk area, your mortgage lender requires you to have flood insurance. (To find out if you're in an SFHA, visit What's Your Flood Risk?) Just an inch of water can cause costly damage to your property. Flash floods often bring walls of water 10 to 20 feet high. A car can easily be carried away by just two feet of floodwater. Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding. New land development can increase flood risk, especially if the construction changes natural runoff paths. Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $400 a year ($33 a month). If you live in a low- to moderate-risk community and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $112 a year … including coverage for your property's contents. You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner. It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise. All claims and expenses of the NFIP program are funded by insurance premiums, not tax dollars.

[H. Paul Pressler IV]

See Post 113.


The Rita Damage from Beaumont to East of Lake Chuck is bad and has been overlooked by the national media.

To make things worse in New Orleans I had a Yankee Ins Adjuster!

[Strategerist]

There were so many tornadoes they quit counting at about 200 I believe.

There were only 36 tornadoes associated with Katrina, and not a SINGLE Katrina tornado anywhere in Louisiana.

[Nathan Zachary]

What I wonder, since the article says there is nothing left but the foundation, did the wind blow it away or did it wash away? Seems to me it would be easy to say the wind blew it away before the water came.

[Little Ray]

Thank you very much for that information. My home is located so that flood damage is unlikely, but I will check the sewer and earthquake provisions. (Don't think an earthquake is likely in this area either, but that just means it should be cheap, right?)