My wife and I were just having this same discussion regarding the thoughts you just conveyed. It seems like entrapment or unlawful entry. My CPU seems to be running OK, but I'm certainly not going to be running any credit card purchases or visiting my bank on-line until this is gone.
I was just FReemailed a solid fix and should be A-OK now.
Spyaxe a clear case of criminal extortion.
For most computer users, there is no good reason put up with these problems. Learning how to use dozens of anti-virus/anti-spyware programs is not a productive use of a computer.
If your time is valuable, get rid of Windows.