I have to include here that I saw a few of the New Orleans relocated in my neighborhood and I could tell who they were immediately because a few individuals seemed to be following the same route on foot loaded down with immense numbers of department store shopping bags, full of things...exiting the local nail and hair salon with their goods.
I realize they needed things but you can buy a whole lot of necessities from KMart/Target - all the fresh undies and toiletries you could ever need/want - for a mere tad of the money that the few I saw had to have spent on those department store things. Not to mention the salon, the nails, hair...buy your own shampoo, get a hair dryer and some brushes, combs, use the rest for groceries and rent and crafts to make your own Christmas things.
All my tree decorations, I've made myself, starting from when I was working on an hourly wage and had nothing to spend otherwise for things like that. So, I bought some ribbons and sparkly things and made ornaments and now every year I add to it and now have some beautiful handmade things. Anyone can do likewise, and even buy one of those tiny trees at a local market for a couple of dollars. You don't need to waste money to share the love of Christmas.
But, what this woman indicates is that there's never enough money to solve her problem/s. What's ailing her is character and emotional problems...and she won't have that nice "new home" for long if she keeps up the self pitying helplessness.
Heck, I buy used work clothes at the Salvation Army store.