"I looked out of the window and saw a small boat with about five people in it about 20 yards (20m) away.
"One of them clearly had a rifle. Later I realised that two of them had rifles and one had some kind of rocket launcher.
"They were firing the rifle and then fired the rocket launcher twice. One of the rockets certainly hit the ship - it went through the side of the liner into a passenger's suite. The couple were in there at the time so it was a bit of an unpleasant experience.
'A bit scared'
"Fortunately they weren't hurt but you can just imagine what it would have been like if they had been standing up because obviously the cabin was very badly damaged.
"I only saw one boat, although the captain said there were two. At first I didn't know what was going on, but when I saw the rocket launcher I started getting a bit scared."
Mr Fisher said the cruise liner's captain made an announcement about 15 minutes later, saying: "Stay inside, stay inside, we are under attack".
"Then he told us to go the restaurant in the middle of the ship and wait.
"The atmosphere in the restaurant was a little tense. People were pretty good and they weren't panicking, but one or two were certainly looking nervous," Mr Fisher said.
http://news.bbc.co.uk/2/hi/africa/4410826.stm