Agreed! I can buy more stuff. I cannot buy one second of life for my family. Sure, stuff is nice, but when you die it stays in this world. Thieves usually don't steal photo albums and other keepsakes. Grandma's crystal and great-grandpa's antique desk are worth a lot of money, sure , and would be missed. But I'll get new stuff to replace them and give to my kids........
Opportunistic thieves, as opposed to pros, usually don't take fragile housewares or huge pieces of furniture, either. They're after cash, jewelry, and electronics. Maybe silverware, if you just happen to have a sterling set sitting out :-).
So you stick your cash in your pocket, your jewelry box (and your sterling flatware set) and a copy of your insurance policy in the trunk, and get out of town.