You don't seem insane to me. But then I must be insane, since I don't accept Pascal's Wager.
You know, I don't either. I felt something was amiss with it when I ran across it in a college philosophy class (great way to meet girls, by the way). It wasn't until a logic class a couple of semesters later that I came across the concept of "false dichotomy."
To me, atheism is the only logical conclusion. Since Junior believes in a God but is still logical in all other regards, the only conclusion we can make is that his nuts is bigger than yours.