[Huck]

I consider myself less in debt even if I technically owe more money.

John kerry, is that you?

[expat_panama]

I consider myself less in debt even if I technically owe more money.  John kerry, is that you?

Dang!  I keep going to fast --I'm really sorry, it's a bad habit of mine. 

Let me have one more shot.   You're probably having a hard time with all these things like credit cards and mortgages and stuff.

Just think about Scrooge Mc Duck. He's got a jillion dollars and let's imagine him having to borrow a dollar for a ride home on the bus so he can get back to his money. 

Now think about goofy.   He's broke, but he foolishly borrows a dime for chewing gum even though he'll never be able to pay it back.

Now take a deep breath and think:  who has a bigger problem with debt, Scrooge, or Goofy?