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Dang! I keep going to fast --I'm really sorry, it's a bad habit of mine.
Let me have one more shot. You're probably having a hard time with all these things like credit cards and mortgages and stuff.
Just think about Scrooge Mc Duck. He's got a jillion dollars and let's imagine him having to borrow a dollar for a ride home on the bus so he can get back to his money.
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Now think about goofy. He's broke, but he foolishly borrows a dime for chewing gum even though he'll never be able to pay it back.
Now take a deep breath and think: who has a bigger problem with debt, Scrooge, or Goofy?
The gubmint hasn't "got" any money. It has to take it from us. I'd prefer we didn't provide the beast with quite as much leverage as you apparantly want to. But judging from your screenname, maybe when you're spending US taxpayer money (or leveraging debt against it,) it's not your money?