Interesting thoughts--hni about policies out of the hurricane zone. Haven't owned a home anywhere else. Let me know what you find out.
When we lived in Greensboro, we had some damage from Hugo, but it was only 60 mph when it came through here.
And we had about $20,000 worth of damage from Fran and got paid.
But I am not sure where the "line" is; we don't have hurricane coverage, never have.