Harsh? Yes. Eye-opener? Yes. Was I initially guilty of being a "spending enabler" to my husband? Yes. Did it work for us? Yes.
You probably dodged a bullet. My sister has bill collectors calling her or showing up at her house every week. She got out just before her ex cleaned her out completely.
"You probably dodged a bullet."
I know I did. His outrageous spending was nearly a deal-breaker for us.