And you also didn't comment on my comment about the hypocrisy of professional moneylenders. Bankruptcy is irrelevant to those people if the potential borrower has sufficient cashflow. If they stopped THAT practice, and punished bankruptcy filings for the same number of years and FOR ALL, regardless of income, and only they can do that, they wouldn't have had their argument, it seems, for this legislation which seems to target an entirely different group of borrowers.
Because you didn't make the comment in the post I was replying to.
Bankruptcy is irrelevant to those people if the potential borrower has sufficient cashflow.
No but if there is current sufficient cash flow it is less important. That is logical.