[mugs99]

Just don't expect your fellow premiem payers to foot the bill for a life time in the vegetable patch

Fatalities are higher in states with mandatory helmet laws. The "studies" that claim the opposite use biased sampling techniques. You can find the real statistics, based on actual total numbers here: Mandatory Helmet Law Statistics

Just don't expect your fellow premiem payers to foot the bill for a life time in the vegetable patch

Disabling injuries that require long term care are higher among those who wear helmets. An accident that would have killed a person without a helmet, may leave that person a quadraplegic with a helmet.

If you're really concerned about the insurance premiums, ban helmet use!
...

[killjoy]

Disabling injuries that require long term care are higher among those who wear helmets. An accident that would have killed a person without a helmet, may leave that person a quadraplegic with a helmet.

This is not true. Feel free to respond to the following post:

http://www.freerepublic.com/focus/f-news/1336447/posts?page=253#253

[-YYZ-]

" An accident that would have killed a person without a helmet, may leave that person a quadraplegic with a helmet."

And by extension, and accident that may have left an unhelmeted rider a quadraplegic or seriously brain injury may result in a helmeted rider walking away from the accident.

I'd rather take my chances on the former happening, in the knowledge that in the less severe case the helmet could make the difference between permanently brain damaged or not.