[Old Phone Man]

I wear my belt all the time because if I am in an accident without it, the auto insurance companies can dispute paying for injuries.

[LauraleeBraswell]

And when insurance refuses to pay the injuries bill, and if you can't afford it, guess who pays for it.

The government

and I think that If the government has got to pay for medical bills incurred because you didn't wear a seat belt , they ought to have the right to tell you to wear one