"Well .. we know that Kerry has Blue Cross/Blue Shield insurance"
Well thanks to my Dem Gov in AZ I no longer have a choice on who I want for my MD. That choice was taken away from me although several other plans were offered. And why are in AZ so underinsured when we now have a Dem Gov to fix these things for us?
It is because you have a Dem in the govenor's seat that you have few choices of insurance. They have put restrictions on insurance that makes sure that insurance companies cannot compete, so they leave the market.