It is because you have a Dem in the govenor's seat that you have few choices of insurance. They have put restrictions on insurance that makes sure that insurance companies cannot compete, so they leave the market.
Yeah well payback is a bummer because supposedly they were low bidder and she didn't even present them an option. I actually have an HMO MD who calls me at home and gives my blood test results. How many MDs do you know today who would do that?