Posted on 08/16/2004 11:12:19 AM PDT by Pikamax
All home owner's insurance policies in Florida exclude wind coverage. It is a separate policy which depending on ones location can run 3,000 per year or more. Not as cut and dried as you might think
Hurricane area duh, The entire Eastern Seaboard
Tornado alley duh, almost everything west of the eastern seaboard to the Rockies.
Then west of the rockies what does not get crumpled by a periodic earthquake will burn in a fire.
Still without power in Naples Florida
That's why when Insurance companies hire claims adjusters, they hire patient, calm, friendly, non-aggressive personalities.
Why? Because they spend all day dealing with people who've just had something really bad happen to them, that usually wasn't their fault.
OF COURSE THE HURRICANE VICTIMS WILL FEEL FRUSTRATION! IT'S HUMAN NATURE, YOU STUPID "NEWS" SERVICE!
So they expect to be taken care of? If you live in hurricane country, tornado country, earthquake country (like I do) you need to have some basic supplies put aside to take care of yourself in case of emergency. In the case of being evacuated, I would think you'd have some emergency kits that you throw into your car that would have water, and food that wouldn't need to refrigerated or cooked. A first aid kit, your medications. But no, don't be prepared, then start complaining because the gooberment isn't getting you food and housing vouchers as quickly as you would like.
Concrete homes in Florida. Not just a good idea, but cost effective.
Think about it.
Why do people keep buying stick built homes in hurricane prone and tornado prone locations?
Totally Agree. The government should insist on buying the property and turning it back into orange groves with a 200 year "no build" clause in the deed, if they pay out on it. People who take care of themselves, or private insurance. No problem.
wanna bet that 99.9% of those who are "frustrated" are Democrats?
Showing rapid support for the state where his brother, Jeb Bush, is governor and which could be key to his re-election hopes in November, President Bush toured the worst-hit areas on Sunday.
Typical Reuters editorializing disguised as news.
Heres the same report, if Clinton were still President:
Demonstrating a sincere concern that many residents found touching, President Clinton toured the worst-hit areas on Sunday, boldly reassuring residents that he would do all in his power to return the joy the hurricane swept from their lives, provided the recalcitrant Republicans in congress did not try to thwart his relief efforts.
So Mr. Jones wants the taxpayer to bail him out because he chose not to get insurance. I'll bet this loser plays the lotto every day. Maybe that's why he'll tell you he can't afford insurance.
Nah, just al Reuters doing its part to try to damage George Bush, using all of us in Florida who were affected by Charley as props. Expect a whole slew of stories like this to come from the liberal media in the next few days and weeks, as their correspondents search long and hard for the money quotes from people who will blame everything on George and Jeb Bush.
The liberals and their pet media - what a bunch of loathsome, scum-sucking, bottom feeding bastards.
Hey Retuers, the reason the aid was slow to get into Florida after Andrew was because Gov Lawton Chiles(Democrat) did not ask for Federal assistance right away. The Governor has to ask for the aid first.
Do some homework you fools.
Can't you wait until Nov. when Bush wins FL--the DEMS w/b screaming it was all Charley's fault.
we have people who continue to build in the Red River Valley flood basin and when it floods, FEMA rebuilds for them regardless of the fact they live in a flood plain.
John Stossel had a great cover story article on this matter
2 months ago in "reason" magazine. Basically he said he was
a rich welfare queen because he got the government to rebuild on the coastline even though people knew their homes would be swept into the sea again in a matter of years.
Jones, speaking after a day of picking through his scattered belongings, said he was not insured and hoped for help from the federal government."
Tough sh!t, Tony!
You get to live in South Florida, and you want ME to pay for a new house for you?
Move back to Ohio, why don't you?
What I would like to know is why they allow mobile homes in hurricane areas. I know they now require 'tie downs' for them, but that just keeps them in the same spot as they are torn apart by the wind.
My father's house is on an outer island and is made of steel and concrete, and the windows are so thick and heavy I could barely move them. Those are the building codes on his island. They will save lives, property and money.
A. Someone is gonna lose a mobile home!
Exactly. It never ceases to amaze me that people who live in flood plains and get flooded every other year still are unprepared and surprised when it happens again - and then expect the government and everyone else to provide relief. I always want to shout at them, "Hey, nimrod, don't live so close to the freakin' river! It's full of water!"
Postulating a statewide average replacement cost of houses (not trailers) at 250K, 5K/year general damage + 3K/year for wind coverage is eminently reasonable. It's the rough equivalent of paying $800 comp+collision in auto insurance for a $25K car, which would be an outright bargain.
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