Your insurance agent must be banging his head against the wall.
I just got the freezer filled with next year's meat...but I also bought a bunch of candles and some oil for the hurricane lamp and that's a poor man's insurance.
Actually, I just finished switching insurance carriers. I wont name names, but it is a major insurance company, and they have really sucky service and underestimate your losses from hurricanes.
Then they raise your insurance 200 percent after you recover.
I canned them and saved 900 dollars a year in coverage..LOL