I do not live in fear either. Otherwise, my children would be lassoed to me at all times. Then I'd be insane!!!! And hubby would not go to work, and we'd be broker than broke. As it is, we just try to keep our eyes and ears open. And we pray that God will guide us and keep us.
You are well adjusted to the new reality of life. I suspect your methods serve you and your family very well indeed.