[Republican Red]

My husband and I are self employed with two kids. We were with Kaiser Permanente's Individual plan but it increased to over $600 per month. Maybe a single person could get lower rates from them.

We are now with a MSA account. High deductible of $4000 but a premium of $300 and we keep what we don't spend in the HSA/MSA account. Real good tax advantages to the MSA/HSA's.

[vollmond]

I'd have to think about this. There's an interesting (bad or good) dynamic to pick-and-choose health insurance coverage. When I was single, I would have definitely opted out of mental health, drug abuse, neo-natal and natal coverage, etc, which would have saved me money. But then I would have had to pick up coverage for men's health issues (prostate, etc.) on my own.

Get me an Actuary! I believe that couples and single women would take a serious hit if all health insurance coverage was ala carte, but it would take some serious analysis to prove it.

[The Other Harry]

My husband and I are self employed with two kids. We were with Kaiser Permanente's Individual plan but it increased to over $600 per month. Maybe a single person could get lower rates from them.

We don't have Kaiser where I live, so that's not an option for me.

My daughter, who lives up near Fairfax, VA, has it. Overall, she has been very pleased with it.

As I understand things, one does need to learn their way around the system and to be fairly assertive. But it is quite good.

That is what I would like to have.