What about the Adelphia ads?
In one ad, there is a cute little chicky that is standing in front of 3 moronic sloppy jerks, and she calls them losers.
In the other ad, a guy and his family are all together, and suddenly the poor slob is struck by lightning. At the end of the commercial, there is a family picture with them all smiling, but he charred and his hair is standing on end, from the lightning.
I like the Brinks Security ad, where an intruder sets off the alarm, and the (white)husband/male looks all frantic and confused while the wife/female takes calm, decisive action and phones the police. Later in the ad, the woman is seen talking solemnly to the police while the man huddles meekly in the background with the children.