Gabz has repeatedly stated that she has private medical insurance and always has.
You repeatedly imply that she's asking you to pay for her healthcare.
Why do you do that?
No, I'm speaking in the context of publicly paid jobs. I shouldn't be expected to take care of the consequences of a smoker's bad habit. You want to smoke - fine. If you want to be a cop, don't smoke - or wave your healthcare. I'm not stopping anyone from smoking.