I say this with all candor......your parents and grandparents should expect to help you out and leave you a nice sum of money...
if the eldest population, the richest segment of society, insists on supporting this SS scheme, they should be prepared to dole out the money to help younger people, since the younger people are getting the great screw job, IMO, by our Ss system and income taxes in general....
I intend to do that with my kids, am doing that in fact, even though I am far from SS....
Younger people have it hard enough as it is.