Prove it.
Like duh man, call your insurance agent.
You are so ill informed. If you want to prove your point, go ahead. And don't give me links to some crappy web site to support your point. Give me medical web sites.
VERY few informed people take your position. There is a reason for that.
Anyone who has spent time in Shock Trauma Units, as I have, has SEEN the cases of people who suffered permanent brain damage, and though their bodies live on, their lives as human beings are over. And anyone who has ever paid the bill for merely a day in such units, knows how quickly the costs of treatment in such facilities can mount up.
In quarreling either of these points, you demonstrate your ignorance. Please do some reading on the Internet. You might even find out about a particular injury to unbelted drivers or especially front seat passengers. The knees get caught on the dash. The head goes through the windshield, and then slides down on the jagged glass. The person may live, but with his/her face shaved off.
Do you really want to pay, through your taxes, for the "victims" of such accidents? Or does it make sense to use the law to tell these people not to make themselves "victims," because they do not have a right to your money?
John / Billybob