[Dr. Frank fan]

a (relatively measly) additional $533 annually shouldn't make a difference in the sale of a $40,000 car.

What are typical yearly car payments for someone who buys a $40,000 car? (honestly curious)

[mt tom]

a good rule of thumb 16.70 per 1000 at 0 interest rate do the math for your financed bal.

[heleny]

What are typical yearly car payments for someone who buys a $40,000 car? (honestly curious)

To register it? 2% of the value (=$800), plus $30 registration, plus "smog impact fee" and other little fees.

Every other year, you have to do a smog check, which costs around $30 for regular cars but costs around $50-60 if it pollutes more, like some Mercedes Benzes or SUV's, and has to go to a "test only" center.

I'd guess the total is around $900.

[Mr. Jeeves]

What are typical yearly car payments for someone who buys a $40,000 car? (honestly curious)

About $750/month. I thought that was outrageous, so when I bought my Lexus I took the hit up front and paid $40K in cash...and was the dealership ever disappointed! They love all that interest - as it was, they only made about $500 off of me on the transaction.

[Phantom Lord]

The quick and easy way to figure car payments in your head is to figure @ $19 to $20 per thousand borrowed. Now, with special financing offers you are looking at @ $17 per thousand borrowed. (Assuming 5 year financing)

$40,000 financed would be a payment of @ $720

[FITZ]

What are typical yearly car payments for someone who buys a $40,000 car? (honestly curious)

That's why I never understand why people make car payments. They should just buy cars they can afford, then save up what they didn't pay out in interest ---- and soon they can buy whatever car they want with cash.