I don’t but that’s the modern vernacular. If I’d had the combined 188K to invest over my career, I’d be doing quite a lot better. As it is,I went early because that’s the best way to get back your principal. Getting back possible interest?? Fuggedabowdit!
I went early (62) also. Because I had doubts (and still do) about the long term viability of Social Security. Get all I can while I can. At least we get a COLA next year :)