To: jude24
Get a lawyer.... I thought of that, but for a $200 account, I'm not so sure. It would be better just to pay it, but I would rather not if I can get it done in the next month. I figured out after dealing with the collection agency that they have no incentive to help. They get 60 to 80 cents on the dollar for a collection. Yikes!
5 posted on
04/28/2003 4:56:05 PM PDT by
IFly4Him
To: IFly4Him
If the rest of your credit is good, and this is only $200, I would simply write a letter to whoever is thinking of giving you the loan. Explain that you are not paying this $200 due to the principle of the thing. That is very effective.
The key is that this is a small dollar amount and it is the ONLY "hit" on your credit. These lenders are people too.
To: IFly4Him
Get a lawyer anyway.
If he had enough info for the $200 account, who knows what else he might have done -- credit cards, etc.
Hiring a lawyer for 5-6 hrs work at $120 an hour might be the best $1,000 you could spend.
9 posted on
04/28/2003 5:02:12 PM PDT by
jude24
("Facts? You can use facts to prove anything that's even REMOTELY true!" - Homer Simpson)
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