[IFly4Him]

Good idea, but I was already told that wouldn't work in this case - stipulation on this particular loan.

[Not Insane]

To this day I owe ATT $150. They said they would sue me for it. I said "go ahead." They said I made a long distance call from my home phone. Problem is, you can't make a long distance call from my home phone - we requested that the capability be removed, due to teens and "internet porno."

Anyway, they never sent me an itemized bill or anything else. They just called and said I owed it and I had better pay. Can you imagine Joes auto repair doing that?

My credit rating is not relevant to me - I don't need it. 'Course, I'm not trying to buy a house.