I took my statement directly out of the "encyclopedia Americana"..Volume 6..page 791...my set published in 1971.
My guess is that the history they printed was before political correctness and the historical revisionism common since the end of WWII..largely done, of course, to satisfy the likes of the NAACP and such.
But I am only quoting what is printed in the encyclopedia and incorporated it into the tarrif problem that it and the north presented for the south.
Have a very nice evening.
The 2nd Bank of the United States went out of business in 1832 when Andy Jackson vetoed the charter renewal. There was no national bank in 1860, but I'm sure that won't stop the Lost Cause Myth Makers from continuing the claim. Facts are unimportant to them.
I suggest you throw your encyclopedia Americana away --- it's junk.