There were many salient issues involving state's rights versus the federal government which in turn contributed to the war: These included the imposition and impact of various tarrifs...Banking regulations and conflicts....Indian affairs(a major problem of the times). Source Columbia Encylopedia..6th ed.
The federal government had just about ZERO impact on most people's lives in antebellum America -- with two exceptions -- delivering the mail and enforcing the Fugitive Slave Act.
If any tariff was imposed, the Constitution requires that it be uniform throughout the states. How can that be unfair?
I don't think there were any federal banking regulations. An act that addressed this was passed -during- the war.
How could Indian affairs affect the Union of the states?
Can you copy some of the exact text from this encyclopedia into the thread?
Walt