Our refrigerator leaked and we didn't know about it until the cabinets closest to the fridge started growing mildew! UGH!
State Farm, being the bandits that they are, came over and the adjustor offered us $5k to repair the damage. Mind you, the wall where the fridge is has to be torn down and rebuilt and the cabinetry replaced. These cabinets are from 1982!!!
My mother asked the adjustor (an Orc of the foulest kind) how on earth we were going to manage to replace just one section of cabinetry when they don't even manufacture them anymore. His response? "Out of the kindness of my heart I have added enough to your claim for you to re-laminate the other cabinets."
I was so angry!! Thankfully, our plumber knows of these other adjustors who came in and now are suing State Farm for much more. It turns out that this mildew can be detrimental to our health and thus, the entire kitchen needs to be gutted and redone.
Long story short - waiting for State Farm to settle. It's terrible since we have been State Farm customers for all of our homes and vehicles for 20 years. It goes to show you how being a long time customer means nothing to these people.