Same here. We have a couple of local lawn service people who don’t use Zelle or Venmo. We set up the bank to mail a monthly check to one (no bank fee) and I pay the other guy with ApplePay.
I still don’t use ApplePay, but that’s just a personal preference. The only person I’ve needed it for is our firewood guy, but we give him cash instead. He appreciates that ‘cause his teenagers help him when he delivers it. Speaking of firewood, we need to get our second order in. What we have currently won’t last us until Christmas, and I don’t want to be stacking firewood once the temps drop and snow is on the ground.
I admit I have not kept up. I’ve heard of zelle and venmo, but I don’t understand how they work. I don’t understand why I need a service such as venmo or zelle, If I have a bank account and can pay bills electronically from my bank account or using my credit card.