[mewzilla]

Per AI, multiple sources so I eobt list them all, just the conclusion...

“Standard personal auto insurance policies apply to vehicles with aftermarket or DIY self-driving modules, but coverage may be complicated or denied if modifications are unapproved.”

[catnipman]

“does State Farm automobile insurance cover accidents when aftermarket or DIY self-driving modules have been installed?”

paraphrasing, kinda BUT with this disclaimer:

The Risk of Policy Non-Renewal

Installing autonomous hardware changes the risk profile of your vehicle, exposing you to strict underwriting penalties IF LEFT UNREPORTED:

• Material Misrepresentation:

• Concealing modifications can void your contract.
• Insurers can deny your entire claim.

• Policy Dropping:

• State Farm may immediately cancel coverage.
• They may choose non-renewal at policy end.

• Federal Scrutiny:

• Federal agencies actively investigate aftermarket plug-and-play kits.

• This heightened risk makes insurers strictly enforce guidelines.

Before driving with a modified system, you should explicitly ask your State Farm Agent if your specific policy permits Level 2 autonomous retrofits.