Free Republic
Browse · Search
General/Chat
Topics · Post Article

To: millenial4freedom
problem is the median home price is more than 5x the median family income in this country...this is a higher ratio than at the peak of the housing bubble in 2006...

Is the home price the problem, or is it the amount of the mortgage? What I have been hearing about is mortgages with only 5-10% down. That can't be good.

9 posted on 06/12/2026 10:10:04 AM PDT by CatOwner (Don't expect anyone, even conservatives, to have your back when the SHTF in 2021 and beyond.)
[ Post Reply | Private Reply | To 6 | View Replies ]


To: CatOwner

I’d say the home price. If home prices crash 20-30%, assuming mortgage rates stay where they are, the ratio of median monthly payment (assuming 20% down) to median family income will be ‘historically normal.


28 posted on 06/12/2026 11:15:57 AM PDT by millenial4freedom (Government was supposed to preserve freedom, not serve as a jobs program for delinquents and misfits)
[ Post Reply | Private Reply | To 9 | View Replies ]

Free Republic
Browse · Search
General/Chat
Topics · Post Article


FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson