Sounds fine to me... much better to have a solid $85,363 silver price than a $79 {silver/paper/ETF} inflatable/deflatable price. The latter manipulated by banksters for their own greed and graft.
Yep correct, but do check out the “Goldbacks”...neat “state by state” designs (& real gold embedded).
https://www.goldback.com (scroll down for designs)
or
https://www.goldback.com/the-goldback-safe/