Correlate the delinquency rate with black population.
Some of the states with the higher black populations have the highest delinquency rates, as well as some of the lowest. The % of black population of Florida is more than double that of Kentucky, for example, as well as states like Wyoming, & South Dakota. West Virginia has one of the lowest minority populations of any state.
Did you bother to look any of that up before making that statement? What was your purpose in making said statement?