10 - The ability to obtain a PPO plan nationwide, so you can healthcare shop nationwide.
“10 - The ability to obtain a PPO plan nationwide, so you can healthcare shop nationwide.”
I doubt Snakeville General Hospital’s plan would generally pay for care at the Mayo Clinic.
You would probably have to buy a Mayo Clinic (or insurance company) plan and then get reduced co-pays if you got care at a cheaper hospital system.
There is the matter of out-of-network care. The patient co-pays are going have to be higher for such care. The out-of-network stick is the negotiating tool insurance companies have.
Splitting hospitals into two will reduce the out-of-network problem.
Only states can fix the out-of-network problem. The federal government can only provide carrots & sticks via PPACA subsidies and Medicaid percentages.