Is that a statute of limitations on any of this stuff?
Question: A conditional resident applied and received FHA home loan labeling himself a U.S citizen. Is it fraud 10 years later? What agency do I report?
Answer: This is actually a very complicated question and it is essentially a repeat question. The behavior you describe is chargeable as a forgery. Forgery is an unusual felony in that it has no Statute of Limitations. There are federal crimes implicated also. If there is any active concealment, the statute of limitations is essentially suspended.
https://www.avvo.com/legal-answers/is-there-a-statue-of-limitation-on-mortgage-fraud—2176799.html