[mass55th]

"I should have said 22K SS - then not taxable"

I made $31,600 on social security last year. My pension is about the same. I have no other income. Does that mean that $22,000 of the 31,600 is not taxable?

[EVO X]

You add the 2 sources of income and subtract $23750. That will be your taxable income. That is assuming your taking the standard deductions.

[11th_VA]

the deduction is $6,000 for individuals aged 64 and older, and $12,000 for couples.

I’m not totally sure what percent of your SS is taxable. Worst case, you would probably have ~18K of taxable income - taxed at 10%; could be as little as 8K taxable income. Just off the cuff calculations