[Tell It Right]

The Federal Employees Retirement System, known as FERS, is often described as a three-legged stool. It includes a pension, a Thrift Savings Plan akin to a 401(k) and — like nearly all U.S. workers — Social Security benefits.

At age 57, she can withdraw penalty free from her TRS and/or 457 using the Age 55 rule that 401K's have (and 403B's). So it's not like she has zero income available while she waits on the govt pension that most Americans won't have, the poor baby.

[God luvs America]

It includes a pension, a Thrift Savings Plan akin to a 401(k) and — like nearly all U.S. workers

How many people who've entered the workplace the past 15 to 20 years in the private sector have pensions, traditional or otherwise???